Prepaid Mastercard, eftpos and Visa Gift Cards are the ideal gift solution for all occasions, these are prepaid single-load cards. There are multiple types:

• Plastic Prepaid Gift Cards are sent by mail or courier to you or your recipient. Mastercard and Visa Gift Cards and can be spent online or at 37 million stores worldwide. Eftpos Gift Cards can be used instore at over 950,000 retailers across Australia with an eftpos terminal. A fantastic range to choose from or you can create your very own design with a fun photo for your gift recipient.
• E-Gift Cards are sent to your gift recipient by email and can be used anywhere instore or online Prepaid Mastercards are accepted. Your recipient can add to their preferred phone wallet for easy shopping.
• Digital Prepaid Mastercards are sent to your gift recipient’s phone by SMS and can be stored in their phone wallet. They can be spent at over 37 million online and instore locations worldwide.

Gift Card Store accepts orders from customers residing in the US, England, New Zealand and Australia, however the recipient must be within Australia.

All prices are in Australian dollars and include GST where applicable.

All orders can be paid for using Mastercard, Amex, or Visa, in Australian dollars only. For Digital or E-Gift Card orders, Apple Pay is also accepted. We do not accept Prepaid Cards or ZIP Money. A small Credit Card Processing Fee applies to cover the costs of credit card acceptance and fraud coverage.

Apple Pay offers a fast, secure, and convenient way to complete your purchase. To buy a Digital or E-Gift Card using Apple Pay, simply select your desired gift card on our website and proceed to checkout. At the payment step, choose Apple Pay as your payment option, and follow the prompts on your Apple device to confirm the transaction. Ensure that your Apple Pay is set up and linked to a valid payment method.

For Plastic cards, there is a 3-business day production time for card creation and to load your gift value. Cards are despatched to your recipient within 3 business days and then you must allow additional time for delivery. Australia Post delivery times apply where postage has been selected. Courier delivery can be selected for a flat fee. Delivery timing for both options will depend on the destination of your card. If, in the one purchase, you have ordered different types of cards, these may arrive in separate envelopes and perhaps on different days.

E-Gift Cards and Digital Cards are sent to your recipient on the same day.

For all card types, you will receive confirmation of your order and a notification to let you know your gift is on its way to your recipient.

Your Prepaid Gift Card must be activated within 3 months of receiving it or for security purposes, you card will be closed. Please see the activation process below for your card type and be sure to read Important information about Card Activation below.

To activate your plastic card, please visit:

• universalgiftcard.com.au if your card number starts with ‘424’, ‘436’, ‘522’ or ‘529’.
• ugca.au if your card number starts with ‘527’.

To activate an E-Gift Card (email delivered), please click on the ACTIVATE YOUR CARD button in the email you received with your card. For security purposes, you must use the email address your card was sent to, to activate your card.

Your card has a card proxy number that for security purposes, is required to activate your card and to view your card balance or transaction history. You can find the proxy number by clicking on the link inside the email you received containing your card. You will be directed to our site which will display your proxy number.

You cannot onforward or email an E-Gift Card to another person or alternate email address. You are liable for any loss or unauthorised transactions on your card where you have onforwarded your card email or your card number to another person or email address.

To activate a Digital Gift Card, follow the instructions and use the link provided in your SMS message to:

• Open the Universal Gift Card app and enter your mobile number and activation code.
• Tap “Add to Wallet” to add to your preferred phone wallet.

It’s that simple! Your Digital Mastercard will be added to your Apple Pay, Google Pay or Samsung Pay wallet, ready to Tap and Pay and/or use online.

Important information about Card Activation: we will never ask for your card number. You must not disclose your card number or other card information to any website or person except for the purpose of making a purchase.  You are liable for any loss or unauthorised transactions on your card where you have disclosed your card number other than for the purpose of making a purchase.

At the time of activation, you will be asked to provide personal information before you can activate your card. This information is required for identification and security purposes.

Once the card is activated, the funds will be available instantly.

Our Mastercard and Visa Gift Cards can be used in any store in Australia or overseas and online where Mastercard or Visa prepaid cards are accepted, provided the merchant can process it electronically. They can be used for full or part payment for goods and services. Any number of purchases can be made with the card until the balance reduces to zero. No change will be given. Cards cannot be used for telephone purchases.

Eftpos Gift Cards can be used instore at over 950,000 retailers across Australia with an eftpos terminal. This card is exclusively designed for use at card terminals and cannot be used online.

There are several possibilities:

• the amount of the purchase exceeds the available balance.
• the card has expired.
• the card has been reported lost or stolen or has been suspended.
• a previous voided or interrupted transaction may have been authorised and the reserved funds have not yet been released.
• the signature panel on the back of the card has not been signed.
• the signature on the purchase receipt does not match the signature on the back of the card.
• the merchant does not accept any Visa, Mastercard or eftpos prepaid cards.

Most retailers accept prepaid cards so you or your lucky recipient will have endless choice! However, there are a small number of merchants, even though they display the Visa, Mastercard and/or eftpos logos that do not accept any prepaid / gift cards. From time to time, for security purposes, cards may be blocked from use in certain stores or specific international markets. Note eftpos gift cards can only be used at instore retailers within Australia.

No, our prepaid cards cannot be used at an ATM.

No, our prepaid cards are single-load only.

Ensure the card is activated and the back of the card is signed before use. If using a Mastercard Gift Card, select CREDIT and OK. If the terminal prompts you to enter a pin, select ENTER or OK to proceed without a PIN number and the merchant may ask you to sign the docket.

If using an eftpos Gift Card, swipe it, select SAVINGS, and enter the PIN shown on the back of your card.

Yes. All cards have a 3-year expiry.

For Plastic Cards, you can check your available balance and transaction history any time by visiting:

• universalgiftcard.com.au if your card number starts with ‘424’, ‘436’, ‘522’ or ‘529’.
• ugca.au if your card number starts with ‘527’ or ‘502’.

For E-Gift cards, you can check your transaction history and balance and view Terms and Conditions at any time by clicking on the card details link in the email you received with your card.

For Digital Gift Cards, cardholders can log into their Universal Gift Card app on their phone.

There are no fees for using the card. The entire balance on the card is for the cardholder’s use.

If you have lost your plastic card and think you may find it again, you may take the precaution of suspending/locking your card by visiting:

• universalgiftcard.com.au if your card number starts with ‘424’, ‘436’, ‘522’ or ‘529’.
• ugca.au if your card number starts with ‘527’ or ‘502’.

Remember to unsuspend your gift card when you find it.

If you’re unable to find your plastic card, you can report it lost or stolen. You will need to know the card proxy number to do this. If the balance on the card exceeds $15 at the time you report its loss, you may order a replacement card which will be loaded with the balance of the lost, stolen or damaged card at the time its loss was reported, less an administration fee of $15.

Like all payment cards, prepaid cards should be safeguarded and treated like cash. However, Prepaid Mastercard and Visa Gift Cards are more secure than cash. Additionally, if your card is lost or stolen, you can report its loss so it can be disabled and replaced, unlike many store cards.

To dispute a transaction for plastic and E-Gift Cards, you can launch an investigation by completing the following dispute form and emailing it to disputes@universalgiftcard.com.au.

• If your card number starts with ‘424’, ‘436’, ‘522’ or ‘529’, please download the dispute form here.
• If your card number starts with ‘527’ or ‘502’, please download the dispute form here.

For digital cards, please email disputes@universaldigitalcards.com.au.

Be sure to suspend your card online to prevent further card misuse.

Cards cannot be canceled, used for cash advances, cannot be redeemed for cash and you cannot return the card for a refund.

Each merchant has its own policy about accepting returned items. If a merchant does accept the return of goods purchased with any Prepaid Gift Card, then the merchant can process a negative transaction, so the spending power of the card is restored.

However, such credits are not immediate, please check your transaction history on the Universal Gift Card app or by visiting:

• universalgiftcard.com.au if your card number starts with ‘424’, ‘436’, ‘522’ or ‘529’.
• ugca.au if your card number starts with ‘527’ or ‘502’.

• E-Gift Cards are sent to your gift recipient by email and can be used anywhere instore or online where Prepaid Mastercards are accepted. Recipients can easily add to their preferred phone wallet (Apple Pay, Google Pay or Samsung Pay).
• Digital Prepaid Mastercards are sent to your gift recipient’s phone by SMS and can be stored in their phone wallet. They can be spent at over 37 million online and instore locations worldwide.

ou can order up to 1,000 gift cards within the same order in minutes! Spend as little or as much as you like, up to $1,000 per Digital or E-Gift Card.

If you have deleted your Digital Gift Card SMS message, you can email info@universalgiftcard.com.au to have the SMS message and card link re-sent to you. Please provide your name, mobile phone number and the name of the person or organisation that sent you the card. There is a small $4 re-send fee that will be deducted from your card.

To use your Digital Gift Card instore, please ensure you follow the instructions in your SMS message to add your card to your phone wallet. Your card is compatible with Apple Pay, Google Pay and Samsung Pay.

• For instruction on how to use Apple Pay in store, visit www.apple.com/au/apple-pay/.
• For instruction on how to use Google Pay in store, visit www.support.google.com/pay/.
• For instruction on how to use Samsung Pay in store, visit www.samsung.com/au/apps/samsungpay/.

Once added to your phone wallet, you will be ready to use your gift card at over 37 million retailers worldwide.

To use your E-Gift Card instore, please ensure you follow the instructions and prompts in your phone wallet on how to add a card to your phone wallet. You can obtain your card information from ugca.au once your card is activated, to add it to your phone wallet. Your card is compatible with Apple Pay, Google Pay and Samsung Pay.

• For instruction on how to use Apple Pay in store, visit apple.com/au/apple-pay/.
• For instruction on how to use Google Pay in store, visit support.google.com/pay/.
• For instruction on how to use Samsung Pay in store, visit samsung.com/au/apps/samsungpay/

Within the Universal Gift Card App, simply select the prepaid card you are wishing to pay with and swipe the image, and the 3-digit CVV will be revealed.

The Universal Gift Card app works with most Android and Apple devices; however it may depend on the age of your device.

If you get a new phone and providing you retain the same phone number, you will be able to download the Universal Gift Card app to retrieve and add to your new phone wallet to continue using the card.

If your online retailer accepts split transactions, you can use your Mastercard gift card and other chosen payment method for your purchase. Unfortunately, most online merchants do not accept split payments.